The mortgage market is both confusing and complicated by the number of different products available for consumers. Kumar was able to assess my current situation and recommend a few great options that would be ideally suitable for me. This illustrated his in depth knowledge of the market and products available. The after service has been exceptional as Kumar is easily contactable anytime and is always looking at opportunities for us to get a better deal in the market,. He also constantly updates us on new products and market intel when requested. It is a rarity to find mortgage consultants who take the time to understand the borrowers and offer a solution like Kumar. I haven't looked back ever since and would highly recommend Kumar to all my friends and family members. Thank you for the great service you have provided us over the years.